That's everything.
Your first review will be with you within two business days. If anything comes up before then, call 647-560-8033.
Pull your two credit reports
You have two credit files in Canada, and they don't match. Things sit on one that aren't on the other. Both are free — you're entitled to them by law, and checking your own file is a soft inquiry that does not affect your score.
- Request your free consumer disclosure from each — that's the full report, not a paid score subscription. Don't pay for anything.
- Save each one as a PDF.
- Email both to info@creditboost777.com with your name in the subject.
Why you and not us: pulling it yourself keeps it a soft inquiry and keeps you in control of your own file. It's also the fastest route — no authorisation forms, no waiting.
Answer nine questions
Your reports tell me what happened. These tell me what you're aiming at — and the answers change which moves I recommend and in what order.
Reply to your welcome email with answers to these:
- What are you trying to get approved for, and by when? A date matters more than anything else here.
- What's your best guess at your current score?
- How many credit cards do you have, and roughly what limits?
- Are all your payments currently up to date?
- Has a collection agency contacted you in the past two years?
- Have you applied for any credit in the last six months?
- Is anything on your report you don't recognise?
- What have you already tried that didn't work?
- Who told you about Credit Boost? If someone sent you, name them — their next month is on us.
Set up your monthly payment
Set this once in your online banking and it takes care of itself. Most Canadian banks let you schedule a recurring Interac e-Transfer.
Amount $79.00 monthly
Message field your full name
- Open your online banking and go to Interac e-Transfer.
- Add billing@creditboost777.com as a recipient.
- Choose recurring or scheduled transfer — monthly, starting today.
- Put your full name in the message field so we can match the payment to your file.
No security question needed — our account uses Autodeposit, so it lands automatically. You can change or stop it yourself any time from your own banking. No contract, no cancellation call.
You're one of the Founding 50. $79 is locked in for as long as you stay with us — it goes to $99 once the first fifty spots are gone.
One more thing
Send one person, and next month is free.
If someone you know signs up because of you, we send your $79 straight back the same day. Not a credit sitting on an account somewhere — the money returned to you.
No limit on it either. Send three people over three months and you don't pay for three months. Just tell them to put your name down when they're asked who sent them.
While you wait
Don't make any moves yet.
This is the most important thing on the page. Don't apply for anything, don't close a card, don't pay off a collection and don't call a bank about a limit or a rate until you've had your first review.
Any one of those can set you back months if it's done in the wrong order — and the order is what you're paying for. Give me two days with your file first.
So you know what to expect
Month two is the quiet one.
Credit moves when you do the same right thing several cycles in a row and your file builds history. Most people see real change between month three and month four, and almost everyone who is going to see it has seen it by month six.
So here's the rhythm. Every month you get your payment numbers — which card, how much, by which date. Short, and different every time. At month three and month six you get a full review of both files, then one every quarter after that. In between, your file is being watched, and if something appears that shouldn't be there you hear about it straight away.
Month one and month two will feel like nothing is happening. That is the plan working. Don't quit in month two — that's the only month anybody ever quits in, and it's the one right before it starts to move.